Every Diwali, we tell ourselves the same thing this year, I’ll spend smarter. But let’s be honest — when the lights, sweets, and sale banners show up, our budgets go out the window. SBI Credit Card offers Diwali 2025
Between buying new clothes, home decor, sweets, and maybe even a shiny new phone, Diwali expenses can pile up fast. And while this festival is about happiness and celebration, it’s also about being financially wise.
So here’s some good news: if you’re planning to shop big this Diwali, using the right SBI Credit Card can actually help you save thousands — through cashbacks, discounts, and reward points.
Let’s break down the Top 3 SBI Cards that’ll make your Diwali 2025 shopping lighter on your wallet and heavier on joy.
1. Simply CLICK SBI Card – Perfect for Online Shoppers
If most of your shopping happens on Amazon, Swiggy, or Myntra, this card is your best Diwali companion.
Here’s why:
- Joining Fee: ₹499 + taxes
- Welcome Gift: ₹500 Amazon.in gift card
- Rewards:
- 10X Reward Points on partner brands like Apollo 24×7 and Swiggy
- 5X Points on other online purchases
- Annual Fee Waiver: Spend ₹1 lakh in a year and your next year’s fee is waived
It’s simple, low-cost, and gives maximum value if you mostly shop online. Perfect for young professionals or families doing their festive shopping digitally.
2. Flipkart SBI Card – Ideal for Everyday Shoppers
This one’s designed for people who love Flipkart deals and Myntra fashion steals.
What makes it special:
- Joining Fee: ₹500 + taxes
- Welcome Benefit: ₹1,250 Flipkart voucher after activation
- Cashback Offers:
- 5% cashback on Flipkart
- 7.5% cashback on Myntra
- Additional savings across fashion, travel, and electronics
If you’re planning to buy gifts, gadgets, or festive outfits, this card easily pays for itself in just a few purchases.
3. PhonePe SBI Card SELECT BLACK – For Premium Spenders
Now, if you’re someone who prefers premium benefits and does most payments via PhonePe, this card’s built for you.
Here’s what you get:
- Joining Fee: ₹1,499 + taxes
- Welcome Gift: ₹1,500 PhonePe voucher
- Rewards:
- 10 points per ₹100 spent on eligible PhonePe transactions
- 5 points per ₹100 on other online spends
It’s a perfect fit for those who use digital payments regularly and want top-tier cashback benefits while managing bills, groceries, and travel bookings.
SBI Card Diwali 2025 Campaign – “Khushiyan Unlimited”
SBI Card isn’t stopping there. This Diwali, they’ve launched the “Khushiyan Unlimited” festive campaign, and it’s packed with savings.
Here’s what’s included:
- Over 1,250+ cashback and instant discount offers across e-commerce, jewellery, furniture, and fashion
- Up to 27.5% instant discount on EMI purchases for consumer durables from brands like Samsung and LG
- Merchant-funded offers across groceries, travel, and home decor stores
So whether you’re upgrading your phone, buying a refrigerator, or just decorating your home — your SBI card can stretch your budget a lot further this year.
Quick Comparison: Top SBI Credit Cards for Diwali 2025
| Card Name | Joining Fee | Welcome Gift | Best For | Key Benefit |
|---|---|---|---|---|
| SimplyCLICK SBI Card | ₹499 | ₹500 Amazon Gift Card | Online Shopping | 10X Rewards on Partner Brands |
| Flipkart SBI Card | ₹500 | ₹1,250 Flipkart Voucher | Fashion & Gadgets | Up to 7.5% Cashback |
| PhonePe SBI SELECT BLACK | ₹1,499 | ₹1,500 PhonePe Voucher | Digital Spenders | 10 Reward Points on PhonePe |
How to Choose the Right SBI Credit Card for You
Here’s a simple way to pick:
- Shop mostly online? Go for SimplyCLICK SBI Card.
- Love Flipkart and Myntra deals? Pick Flipkart SBI Card.
- Use PhonePe often or prefer premium perks? Choose PhonePe SBI SELECT BLACK.
Think about where you spend most and let the rewards come back to you.
Why Using Credit Cards Smartly This Diwali Matters
Let’s be real — Diwali spending can get out of control. And when the credit card bills come later, that joy turns into stress. But if you plan it right, your credit card can actually save you money instead of draining it.
These SBI cards don’t just offer rewards; they turn your festive spending into financial benefits — cashback, vouchers, discounts, and reward points that can make a real difference.