If you’ve been thinking about buying gold this Dhanteras but the skyrocketing prices made you hesitate — here’s a small breather. PhonePe is offering a flat 2% cashback (up to ₹2,000) on purchasing 24K Digital Gold through its app. It’s a rare moment when you can save while buying gold — especially when rates are breaking records every week.
What’s the PhonePe Dhanteras Gold Offer?
| Offer | Details |
|---|---|
| Platform | PhonePe App |
| Product | 24K Digital Gold |
| Cashback | Flat 2% (up to ₹2,000) |
| Minimum Purchase | ₹2,000 |
| Offer Validity | Until 11:59 PM, October 18, 2025 |
| Limit | One-time per user |
| Gold Partners | MMTC-PAMP, SafeGold, Caratlane (99.99% purity certified) |
Why This Dhanteras Gold Offer Matters
The gold rate in India has been hitting new highs — 24K gold touched ₹12,868 per gram, while 22K gold reached ₹11,795 per gram.
For many families, this sudden jump has turned the festive gold tradition into a financial stress point.
And that’s exactly where PhonePe’s cashback offer steps in — to make the purchase a little lighter on your pocket.
How to Avail the Offer (Step-by-Step)
- Here’s what you need to do:
- Open the PhonePe app.
- Tap on the ‘Digital Gold’ option on the homepage.
- Choose ‘Buy Digital Gold’.
- Select ‘Buy in Rupees’, and enter a minimum of ₹2,000.
- Check the details and tap ‘Proceed to Pay’.
How the PhonePe Dhanteras Offer Works
If you’re planning to buy gold this season, here’s how you can make the most of it. PhonePe is giving a flat 2% cashback (up to ₹2,000) on purchases of 24K Digital Gold. All you need to do is spend at least ₹2,000 on gold through the app. The offer is valid until 11:59 PM on October 18, 2025, and can be used once per user.
The best part? The gold you buy is 99.99% pure and certified by trusted names like MMTC-PAMP, SafeGold, and Caratlane. More than 1.6 crore users across India have already chosen PhonePe for their digital gold investments — and for good reason.
Simple Steps to Claim Your Cashback
It’s quick, easy, and completely online. Just open the PhonePe app, tap on Digital Gold, select Buy Digital Gold, and choose Buy in Rupees. Enter an amount of at least ₹2,000, confirm your details, and make the payment. That’s it — your gold will reflect in your PhonePe Gold Locker, and your cashback will be automatically credited.
For those who love flexibility, you can also start a Gold SIP — investing small amounts daily or monthly, starting from just ₹5. It’s a smart way to slowly build wealth without feeling the pinch.
Why People Are Choosing Digital Gold
Buying gold digitally isn’t just a modern trend — it’s a smart shift. You’re still getting real, pure 24K gold, but without the storage worries, making charges, or purity doubts. You can buy, hold, or sell anytime — and if you ever want to convert it into physical gold, that option is always open.
What makes digital gold even better is its accessibility. You don’t need a huge budget to start. You can invest whenever you have a little extra, without waiting for the “perfect time.” In reality, the perfect time to start is when you decide to take control of your savings.
Why This Dhanteras Offer Feels Special
This year has been financially tough for many households. Prices are up, incomes are stretched, and dreams feel a little farther away. But even a small cashback like this one can bring a bit of joy — because it’s not just about saving money, it’s about feeling valued.
When a platform like PhonePe offers a genuine way to earn while you invest, it shows that technology can actually support tradition, not replace it. That blend of faith and finance is what makes this offer truly meaningful.